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    PayPal Merchant Fees

    When you sell with us, you can get some of the most competitive rates in the business.


    Last Updated: 9, November 2020

    You can find details about changes to our rates and fees and when they will apply on our Policy Updates Page. You can also view these changes by clicking ‘Legal’ at the bottom of any webpage and then selecting ‘Policy Updates’.

    Domestic: A transaction occurring when both the sender and receiver are registered with or identified by PayPal as residents of the same country/territory.


    International: A transaction occurring when the sender and receiver are registered with or identified by PayPal as residents of different countries/territories. Certain countries are grouped together when calculating international transaction rates. For a listing of our groupings, please access our Country/Territory Grouping Table.

    Country Code Table: We may refer to two-letter country/territory codes throughout our fee pages. For a complete listing of PayPal country codes, please access our Country Code Table.

    Relevant Country/
    Territory

    Rates published below apply to PayPal accounts of residents of the following country/territory:

    Country/Territory list

    United States (US)

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    Commercial Transaction Rates

    When you buy or sell goods or services, receive payments through QR codes, make any other commercial type of transaction, send or receive a charity donation, or receive a payment when you “request money” using PayPal, we call that a “commercial transaction”.

    Standard rate for receiving domestic transactions

    Transaction TypeRate
    Commercial Transactions - Online2.90% + fixed fee
    Commercial Transactions – In-Store2.70% + fixed fee
    PayPal’s pay later offers2.90% + fixed fee
    QR code Transactions1.90% + fixed fee
    Venmo2.90% + fixed fee

    Receiving international transactions

    The fee for receiving domestic transactions applies plus the additional percentage-based fee for international commercial transactions.

    Additional percentage-based fee for international commercial transactions

    Payment TypeRate
    Commercial Transactions - Online1.50%
    Commercial Transactions – In-Store1.50%
    PayPal’s pay later offers1.50%
    QR code Transactions1.50%
    Venmo1.50%

    Fixed fee for commercial transactions (based on currency received)

    CurrencyFee
    Australian dollar0.30 AUD
    Brazilian real0.60 BRL
    Canadian dollar0.30 CAD
    Czech koruna10.00 CZK
    Danish krone2.60 DKK
    Euro0.35 EUR
    Hong Kong dollar2.35 HKD
    Hungarian forint90.00 HUF
    Israeli new shekel1.20 ILS
    Japanese yen40.00 JPY
    Malaysian ringgit2.00 MYR
    Mexican peso4.00 MXN
    CurrencyFee
    New Taiwan dollar10.00 TWD
    New Zealand dollar0.45 NZD
    Norwegian krone2.80 NOK
    Philippine peso15.00 PHP
    Polish zloty1.35 PLN
    Russian ruble10.00 RUB
    Singapore dollar0.50 SGD
    Swedish krona3.25 SEK
    Swiss franc0.55 CHF
    Thai baht11.00 THB
    UK pounds sterling0.20 GBP
    US dollar0.30 USD

    Fixed fee for QR code transactions (based on currency received)

    CurrencyFee
    Australian dollar0.10 AUD
    Brazilian real0.20 BRL
    Canadian dollar0.10 CAD
    Czech koruna3.00 CZK
    Danish krone0.70 DKK
    Euro0.10 EUR
    Hong Kong dollar0.80 HKD
    Hungarian forint30.00 HUF
    Israeli new shekel0.40 ILS
    Japanese yen12.00 JPY
    Malaysian ringgit0.70 MYR
    Mexican peso2.00 MXN
    CurrencyFee
    New Taiwan dollar3.00 TWD
    New Zealand dollar0.15 NZD
    Norwegian krone1.00 NOK
    Philippine peso5.00 PHP
    Polish zloty0.50 PLN
    Russian ruble3.00 RUB
    Singapore dollar0.20 SGD
    Swedish krona1.00 SEK
    Swiss franc0.10 CHF
    Thai baht4.00 THB
    UK pounds sterling0.10 GBP
    US dollar0.10 USD

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    Charity Transaction Rates

    Charity transaction rates are subject to application and pre-approval by PayPal. Once approved by PayPal, these rates will apply to all commercial transaction payments received in your PayPal account. Any reference to “fixed fee” means the fixed fee for charity transactions.

    Receiving domestic charity transactions

    Transaction TypeRate
    Charity Transactions2.20% + fixed fee

    Receiving international charity transactions

    The fee for receiving domestic charity transactions applies plus the additional percentage-based fee for international charity transactions.

    Additional percentage-based fee for international charity transactions

    Transaction TypeRate
    Charity Transactions1.50%

    Fixed fee for charity transactions (based on currency received)

    CurrencyFee
    Australian dollar0.30 AUD
    Brazilian real0.60 BRL
    Canadian dollar0.30 CAD
    Czech koruna10.00 CZK
    Danish krone2.60 DKK
    Euro0.35 EUR
    Hong Kong dollar2.35 HKD
    Hungarian forint90.00 HUF
    Israeli new shekel1.20 ILS
    Japanese yen40.00 JPY
    Malaysian ringgit2.00 MYR
    Mexican peso4.00 MXN
    CurrencyFee
    New Taiwan dollar10.00 TWD
    New Zealand dollar0.45 NZD
    Norwegian krone2.80 NOK
    Philippine peso15.00 PHP
    Polish zloty1.35 PLN
    Russian ruble10.00 RUB
    Singapore dollar0.50 SGD
    Swedish krona3.25 SEK
    Swiss franc0.55 CHF
    Thai baht11.00 THB
    UK pounds sterling0.20 GBP
    US dollar0.30 USD

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    Advanced Credit and Debit Card Payments

    Use of Advanced Credit and Debit Card Payments is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the Advanced Credit and Debit Card Payments and Virtual Terminal Agreement. These rates will apply to all commercial transaction card payments received using Advanced Credit and Debit Card Payments.

    Receiving transactions using Advanced Credit and Debit Card Payments

    Payment typeRate
    Advanced Credit and Debit Card PaymentsCommercial Transaction Rates

    Fixed fee for Advanced Credit and Debit Card transactions (based on currency received)

    CurrencyFee
    Australian dollar0.30 AUD
    Brazilian real0.60 BRL
    Canadian dollar0.30 CAD
    Czech koruna10.00 CZK
    Danish krone2.60 DKK
    Euro0.35 EUR
    Hong Kong dollar2.35 HKD
    Hungarian forint90.00 HUF
    Israeli new shekel1.20 ILS
    Japanese yen40.00 JPY
    Malaysian ringgit2.00 MYR
    Mexican peso4.00 MXN
    CurrencyFee
    New Taiwan dollar10.00 TWD
    New Zealand dollar0.45 NZD
    Norwegian krone2.80 NOK
    Philippine peso15.00 PHP
    Polish zloty1.35 PLN
    Russian ruble10.00 RUB
    Singapore dollar0.50 SGD
    Swedish krona3.25 SEK
    Swiss franc0.55 CHF
    Thai baht11.00 THB
    UK pounds sterling0.20 GBP
    US dollar0.30 USD

    Other fees for using Advanced Credit and Debit Card transactions

    ActivityDescriptionRate
    Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive, a disproportionately higher number of customer complaints, Reversals, Chargebacks, Claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
    Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice.1.00% per transaction

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    Alternative Payment Method Rates

    We may allow your customers to choose any of the alternative payment methods (APMs) listed in our APM agreement at checkout to pay you for purchases.

    For a complete listing of the APMs we support, please see Annex 1 of the APM agreement. You must accept the terms of the APM agreement before receiving APM payments.

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    PayPal Cash and Cash Plus

    PayPal offers two types of balance accounts commonly referred to as PayPal Cash and PayPal Cash Plus.

    For more information and a complete listing of fees associated, please refer to the PayPal Cash and PayPal Cash Plus Terms and Conditions.

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    PayPal Here Rates

    Our PayPal Here solution is ideal for getting you paid while on the go or bringing the checkout experience directly to your customer anywhere or at any time.

    Use of PayPal Here is subject to eligibility, application, approval by PayPal and your acceptance of the terms of the PayPal Here agreement. These rates will apply to all commercial transaction payments received using PayPal Here.

    Standard rate for receiving transactions using PayPal Here

    Payment TypeRate
    Card Present Transactions2.70%
    Keyed Transactions3.50% + fixed fee
    PayPal Transactions (In Store)2.70%
    QR code Transactions2.70%

    Receiving international transactions using PayPal Here

    The fee for receiving domestic PayPal Here transactions applies plus the additional percentage-based fee for international PayPal Here transactions.

    Additional percentage-based fee for international PayPal Here transactions

    Payment TypeRate
    Card Present1.50%
    Keyed Transactions1.50%
    PayPal Transactions (In Store)1.50%
    QR code Transactions1.50%

    Charity rates for receiving transactions using PayPal Here

    Subject to eligibility, application and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation on the following criteria: qualifying monthly sales volume, size of average shopping cart and an account in good standing. See our PayPal Here agreement for more details.

    Payment TypeRate
    Card Present Transactions2.70%
    Keyed Transactions3.50% + fixed fee
    PayPal Transactions (In Store)2.70%
    QR code Transactions2.70%

    Charity rate for receiving international transactions using PayPal Here

    The fee for receiving domestic charity PayPal Here transactions applies plus the additional percentage-based fee for international charity PayPal Here transactions.

    Additional percentage-based fee for international charity PayPal Here transactions

    Payment TypeRate
    Card Present1.50%
    Keyed Transactions1.50%
    PayPal Transactions (In Store)1.50%
    QR code Transactions1.50%

    Fixed fee for PayPal Here transactions (based on currency received)

    CurrencyFee
    Australian dollar0.30 AUD
    Brazilian real0.60 BRL
    Canadian dollar0.15 CAD
    Czech koruna10.00 CZK
    Danish krone2.60 DKK
    Euro0.35 EUR
    Hong Kong dollar2.35 HKD
    Hungarian forint90.00 HUF
    Israeli new shekel1.20 ILS
    Japanese yen40.00 JPY
    Malaysian ringgit2.00 MYR
    Mexican peso4.00 MXN
    CurrencyFee
    New Taiwan dollar10.00 TWD
    New Zealand dollar0.45 NZD
    Norwegian krone2.80 NOK
    Philippine peso15.00 PHP
    Polish zloty1.35 PLN
    Russian ruble10.00 RUB
    Singapore dollar0.50 SGD
    Swedish krona3.25 SEK
    Swiss franc0.55 CHF
    Thai baht11.00 THB
    UK pounds sterling0.20 GBP
    US dollar0.15 USD

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    PayPal Website Payments Pro and Virtual Terminal Rates

    PayPal’s Website Payments Pro (Pro/Direct Payments) and Virtual Terminal (VT) solutions can be integrated into your online and in-person checkout solutions, providing you and your customers with flexibility and security when processing payments. You must accept the terms of the PayPal Website Payments Pro and Virtual Terminal Agreement before receiving Pro/VT payments.

    Use of Pro and/or VT is subject to eligibility, application, and approval by PayPal and your acceptance of the terms of the PayPal Website Payments Pro and Virtual Terminal Agreement. These rates will apply to all commercial transaction payments received using Pro and/or VT. Any reference to “fixed fee” for Pro transactions means the fixed fee for Pro and VT transactions.

    Capitalized terms in this section are defined in the PayPal Website Payments Pro and Virtual Terminal Agreement.

    Receiving transactions using Pro/Direct Payments

    Payment typeRate
    US Transactions2.90% + fixed fee
    American Express Transactions3.50%

    Receiving transactions using VT

    Payment typeRate
    US Transactions3.10% + fixed fee
    American Express Transactions3.50%

    Receiving international transactions using Pro/Direct Payments and VT

    The fee for receiving domestic PayPal Here transactions applies plus the additional percentage-based fee for international PayPal Here transactions.

    Additional percentage-based fee for international Pro/Direct Payments and VT transactions

    Payment TypeRate
    Pro/Direct Payments1.50%
    Virtual Terminal (VT)1.50%
    Pro/Direct Payments - American Express Transactions1.50%
    VT - American Express Transactions1.50%

    Charity rates for receiving transactions using Pro/Direct Payments and VT

    Subject to eligibility, application, and approval by PayPal. PayPal may evaluate applications on a case-by-case basis, including, without limitation, on the following criteria: qualifying monthly sales volume, size of average shopping cart, and an account in good standing. See our PayPal Website Payments Pro and Virtual Terminal Agreement for more details.

    Payment TypeRate
    Pro/Direct Payments2.20% + fixed fee
    Virtual Terminal (VT)2.40% + fixed fee

    Fixed fee for Pro/Direct Payments & VT transactions (based on currency received)

    CurrencyFee
    Australian dollar0.30 AUD
    Brazilian real0.60 BRL
    Canadian dollar0.30 CAD
    Czech koruna10.00 CZK
    Danish krone2.60 DKK
    Euro0.35 EUR
    Hong Kong dollar2.35 HKD
    Hungarian forint90.00 HUF
    Israeli new shekel1.20 ILS
    Japanese yen40.00 JPY
    Malaysian ringgit2.00 MYR
    Mexican peso4.00 MXN
    CurrencyFee
    New Taiwan dollar10.00 TWD
    New Zealand dollar0.45 NZD
    Norwegian krone2.80 NOK
    Philippine peso15.00 PHP
    Polish zloty1.35 PLN
    Russian ruble10.00 RUB
    Singapore dollar0.50 SGD
    Swedish krona3.25 SEK
    Swiss franc0.55 CHF
    Thai baht11.00 THB
    UK pounds sterling0.20 GBP
    US dollar0.30 USD

    Other fees for using Pro/Direct Payments or VT

    ActivityDescriptionFee
    Account Monitoring ServiceOptional Service
    • 29.95 USD set up fee
    • 19.95 USD per month
    Advanced Fraud Management FiltersOptional Service
    • 20.00 USD per month
    • 0.05 USD per transaction
    Advanced Fraud Protection ServicesOptional Service
    • 10.00 USD per month
    • 0.05 USD per transaction
    Additional Risk FactorsIf PayPal determines that your Account receives, or is likely to receive a disproportionately higher number of customer complaints, Reversals, Chargebacks, Claims, or other indicators of a serious level of risk, PayPal may increase the percentage components of your Transaction Fees after giving you 30 days prior notice of the increase.Up to 5.00% per transaction
    Buyer Authentication ServiceOptional Service
    • 10.00 USD per month
    • 0.10 USD per transaction
    Card Verification TransactionsFor each account verification request0.30 USD
    Failure to implement Express CheckoutIf you do not implement Express Checkout as required, the percentage components of your Transaction Fees may increase after giving you 30 days prior notice.1.00% per transaction
    Monthly FeesPayments Advanced5.00 USD
    Payments Pro30.00 USD
    Payments Pro Payflow30.00 USD
    Virtual Terminal30.00 USD
    Recurring Billing Optional Service10.00 USD per month
    Recurring Payment ToolOptional Service30.00 USD per month
    Uncaptured Authorization TransactionsFor each successful but uncaptured authorization transaction via PayPal Payments Pro.0.30 USD

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    Payment Gateway

    Payflow Pro gives you the flexibility to design a checkout page that matches your site’s branding, and Payflow Link comes with a pre-built checkout template you embed right into your checkout page. With either, your customers can pay by credit card without leaving your site. For more information, please refer to the Payflow Gateway Services Agreement.

    Receiving transactions using Payflow

    Payment typeFee
    Payflow Pro Transaction0.10 USD
    Payflow Link Transaction0.10 USD

    Other fees for using Payflow

    ActivityDescriptionFee
    Monthly FeesPayflow Pro 25.00 USD
    Payflow LinkNo fee
    PayPal Recurring Billing Service
    (Monthly)
    Payflow Pro9.95 USD
    Payflow Link19.95 USD
    PayPal Fraud Protection Services
    (Monthly)
    Basic Package19.95 USD
    Advanced Package49.95 USD
    Buyer Authentication +9.95 USD
    One-Time Set-upPayflow Pro99.00 USD
    Payflow LinkNo fee
    PayPal Recurring Billing Service
    (One-Time Set-up)
    Payflow Pro14.95 USD
    Payflow Link9.95 USD
    PayPal Fraud Protection Services
    (One-Time Set-up)
    Basic Package29.95 USD
    Advanced Package89.95 USD
    Buyer Authentication +150.00 USD
    PayPal Fraud Protection Services
    (Monthly Excess Transaction Fee)
    Basic Package0.05 USD
    Advanced Package0.10 USD
    Buyer Authentication +0.10 USD

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    Mass Payments

    Mass Payments makes it easy to organize many recipients at once. We charge you a fee for each payment you send using Mass Payments, with the fee capped as shown below depending on the type of payment and currency in which it is sent.

    Sending Mass Payments

    TransactionRate
    US2% of total transaction amount (not to exceed the maximum fee cap below)
    US
    • When using the Payouts API
    Flat Rate see fee table below
    Other International Mass Payment2% of total transaction amount (not to exceed the maximum fee cap below)

    Fee and maximum fee cap for Mass Payments

    Based on payment currency:

    CurrencyUS Maximum Fee CapUS – When using the
    Payouts API Fee
    Other International
    Maximum Fee Cap
    Australian dollar1.25 AUD0.32 AUD24.00 AUD
    Brazilian real2.00 BRL0.50 BRL40.00 BRL
    Canadian dollar1.25 CAD0.32 CAD24.00 CAD
    Czech koruna24.00 CZK6.00 CZK400.00 CZK
    Danish krone6.00 DKK1.50 DKK120.00 DKK
    Euro0.85 EUR0.22 EUR16.00 EUR
    Hong Kong dollar7.00 HKD1.75 HKD160.00 HKD
    Hungarian forint210.00 HUF53.00 HUF6000.00 HUF
    Israeli new shekel4.00 ILS1.00 ILS80.00 ILS
    Japanese yen120.00 JPY30.00 JPY2000.00 JPY
    Malaysian ringgit4.00 MYRNot Applicable80.00 MYR
    Mexican peso11.00 MXN2.75 MXN300.00 MXN
    New Taiwan dollar33.00 TWD8.00 TWD800.00 TWD
    New Zealand dollar1.50 NZD0.38 NZD30.00 NZD
    Norwegian krone6.75 NOK1.70 NOK120.00 NOK
    Philippine peso50.00 PHP12.50 PHP1000.00 PHP
    Polish zloty3.00 PLN0.75 PLN60.00 PLN
    Russian ruble30.00 RUB60.00 RUB600.00 RUB
    Singapore dollar1.60 SGD0.40 SGD32.00 SGD
    Swedish krona9.00 SEK2.25 SEK160.00 SEK
    Swiss franc1.30 CHF0.33 CHF20.00 CHF
    Thai baht36.00 THB9.00 THB800.00 THB
    UK pounds sterling0.65 GBP0.17 GBP14.00 GBP
    US dollar1.00 USD0.25 USD20.00 USD

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    Micropayments

    Subject to application and pre-approval by PayPal, you may upgrade an existing account to receive the Micropayment rate. Micropayment rates can be ideal as an alternative to standard commercial transaction rates for businesses that process payments under 10.00 USD. If you upgrade to the Micropayment rate, this rate will apply to all commercial transaction payments received into your applicable PayPal account. Please contact us to apply for the Micropayment rate.

    Receiving micropayments

    TransactionRate
    US5.00% + micropayments fixed fee
    International micropayments5.00% + 1.50% + micropayments fixed fee

    Micropayments fixed fee

    Based on payment currency:

    CurrencyFee
    Australian dollar0.05 AUD
    Brazilian real0.10 BRL
    Canadian dollar0.05 CAD
    Czech koruna1.67 CZK
    Danish krone0.43 DKK
    Euro0.05 EUR
    Hong Kong dollar0.39 HKD
    Hungarian forint15.00 HUF
    Israeli new shekel0.20 ILS
    Japanese yen7.00 JPY
    Malaysian ringgit0.20 MYR
    Mexican peso0.55 MXN
    CurrencyFee
    New Taiwan dollar2.00 TWD
    New Zealand dollar0.08 NZD
    Norwegian krone0.47 NOK
    Philippine peso2.50 PHP
    Polish zloty0.23 PLN
    Russian ruble2.00 RUB
    Singapore dollar0.08 SGD
    Swedish krona0.54 SEK
    Swiss franc0.09 CHF
    Thai baht1.80 THB
    UK pounds sterling0.05 GBP
    US dollar0.05 USD

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    Chargeback Fees

    For transactions that are not processed either through a buyer’s PayPal account or through a guest checkout, we assess a settlement fee to sellers for credit and debit card transaction chargebacks (a chargeback may occur when a buyer rejects or reverses a charge on his or her card through the card issuer).

    The chargeback fee is based on the currency received as follows:

    Chargeback fees

    CurrencyFee
    Australian dollar22.00 AUD
    Brazilian real35.00 BRL
    Canadian dollar20.00 CAD
    Czech koruna400.00 CZK
    Danish krone120.00 DKK
    Euro16.00 EUR
    Hong Kong dollar155.00 HKD
    Hungarian forint4,325.00 HUF
    Israeli new shekel75.00 ILS
    Japanese yen1,875.00 JPY
    Malaysian ringgit65.00 MYR
    Mexican peso250.00 MXN
    CurrencyFee
    New Taiwan dollar625.00 TWD
    New Zealand dollar28.00 NZD
    Norwegian krone125.00 NOK
    Philippine peso900.00 PHP
    Polish zloty65.00 PLN
    Russian ruble640.00 RUB
    Singapore dollar28.00 SGD
    Swedish krona150.00 SEK
    Swiss franc22.00 CHF
    Thai baht650.00 THB
    UK pounds sterling14.00 GBP
    US dollar20.00 USD

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    Dispute Fees

    We may charge a Dispute Fee when a buyer files a dispute claim or chargeback for a transaction that was processed through the buyer’s PayPal account or a PayPal checkout solution. Please see the User Agreement for more information about Standard and High Volume Dispute fees.

    Dispute fees will be applied in the currency of the original transaction.

    Standard Dispute Fees

    CurrencyFee
    Australian dollar25.00 AUD
    Brazilian real65.00 BRL
    Canadian dollar20.00 CAD
    Czech koruna350.00 CZK
    Danish krone100.00 DKK
    Euro14.00 EUR
    Hong Kong dollar115.00 HKD
    Hungarian forint4,585.00 HUF
    Indian Rupee1080.00 INR
    Israeli new shekel55.00 ILS
    Japanese yen1,630.00 JPY
    Malaysian ringgit65.00 MYR
    Mexican peso300.00 MXN
    CurrencyFee
    New Taiwan dollar455.00 TWD
    New Zealand
    dollar
    25.00 NZD
    Norwegian krone140.00 NOK
    Philippine peso760.00 PHP
    Polish zloty60.00 PLN
    Russian ruble1125.00 RUB
    Singapore dollar20.00 SGD
    Swedish krona145.00 SEK
    Swiss franc15.00 CHF
    Thai baht465.00 THB
    UK pounds
    sterling
    12.00 GBP
    US dollar15.00 USD

    High Volume Dispute Fees

    CurrencyFee
    Australian dollar50.00 AUD
    Brazilian real130.00 BRL
    Canadian dollar40.00 CAD
    Czech koruna700.00 CZK
    Danish krone200.00 DKK
    Euro28.00 EUR
    Hong Kong dollar230.00 HKD
    Hungarian forint9,170.00 HUF
    Indian Rupee2160.00 INR
    Israeli new shekel110.00 ILS
    Japanese yen3,260.00 JPY
    Malaysian ringgit130.00 MYR
    Mexican peso600.00 MXN
    CurrencyFee
    New Taiwan dollar910.00 TWD
    New Zealand
    dollar
    50.00 NZD
    Norwegian krone280.00 NOK
    Philippine peso1520.00 PHP
    Polish zloty120.00 PLN
    Russian ruble2250.00 RUB
    Singapore dollar40.00 SGD
    Swedish krona290.00 SEK
    Swiss franc30.00 CHF
    Thai baht930.00 THB
    UK pounds
    sterling
    24.00 GBP
    US dollar30.00 USD

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    Currency Conversions

    For any of the following types of transactions involving a currency conversion by PayPal, the transaction exchange rate will also include a currency conversion spread.

    Converting payments in another currency

    Type of TransactionCurrency Conversion Spread
    • Paying for goods or services in a currency other than the currency the goods or services are listed in.
    • Sending money to a friend or family member such that they receive a different currency from the currency you pay in.
    • Sending money using PayPal’s Payouts or MassPay products such that your recipients receive a different currency from the currency you pay in.
    4.00%, or such other amount as may be disclosed to you during the transaction.
    • All other transactions
    3.00%, or such other amount as may be disclosed to you during the transaction.

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    E-check Fees

    Sometimes the sender of a payment you receive may use an E-check as a means of funding that payment from their bank account, in order to send it from their PayPal account. Please see the user agreement for more information about E-check. When you receive an E-check funded payment we apply the fee you agreed to pay to receive the payment up to a monetary cap indicated below (based on the currency received):

    Receiving E-check fees

    CountryRate
    Per each payment transactionCommercial Transaction Rates

    Maximum fee cap for E-checks

    CurrencyMaximum fee cap
    Australian dollar300.00 AUD
    Brazilian real500.00 BRL
    Canadian dollar300.00 CAD
    Czech koruna5000.00 CZK
    Danish krone1500.00 DKK
    Euro200.00 EUR
    Hong Kong dollar2500.00 HKD
    Hungarian forint54,000.00 HUF
    Israeli new shekel1100.00 ILS
    Japanese yen24,000.00 JPY
    Malaysian ringgit1000.00 MYR
    Mexican peso3500.00 MXN
    New Taiwan dollar9000.00 TWD
    New Zealand dollar400.00 NZD
    Norwegian krone1600.00 NOK
    Philippine peso13,000.00 PHP
    Polish zloty800.00 PLN
    Russian ruble12,000.00 RUB
    Singapore dollar400.00 SGD
    Swedish krona1800.00 SEK
    Swiss franc300.00 CHF
    Thai baht9000.00 THB
    UK pounds sterling200.00 GBP
    US dollar300.00 USD

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    Transfers Out of PayPal

    You can typically transfer money out of PayPal by standard transfers to your linked bank account or eligible cards. A currency conversion (and currency conversion fees) may also apply.

    Transferring balance from a business PayPal account

    Transfer toTransfer TypeRate
    Bank accountLocal AccountNo Fee (when no currency conversion is involved)
    Instant
    1.00% of amount transferred
    CardsInstant
    1.00% of amount transferred

    Withdrawal Limits – Instant Transfer for Bank

    FrequencyMaximum (up to)
    Per transaction25,000.00 USD

    Withdrawal Limits – Instant Transfer for Cards

    FrequencyMaximum (up to)
    Per transaction50,000.00 USD
    Per day100,000.00 USD
    Per week250,000.00 USD
    Per month500,000.00 USD

    Maximum fees

    Based on withdrawal currency:

    CurrencyMaximum Fee
    US dollar10.00 USD

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    Other Merchant Fees

    Included below are fees associated with events, requests, or actions that may happen when you use your account.

    Other Fees

    ActivityDescriptionRate
    Bank Return on Transfer out of PayPalThis fee is charged when a transfer out of PayPal is attempted by a user and it fails because incorrect bank account information or delivery information is provided.No Fee
    Commercial Transaction RefundsFull Refunds
    • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
    Partial Refunds
    • If you refund a Commercial Transaction payment, there are no fees to make the refund, but the fees you originally paid to receive the payment are not returned to you.
    Credit Card and Debit Card Confirmation(s)Some users, in order to increase their sending limit or as PayPal may determine, may be charged a Credit Card and Debit Card Link and Confirmation fee. This amount will be refunded when you successfully complete the credit card or debit card verification process.See Credit Card and Debit Card Link and Confirmation Table below.
    PayPal Business Debit MasterCardUse of the PayPal Business Debit MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms.Please see our PayPal Business Debit MasterCard Cardholder Agreement and Privacy Notice
    PayPal Cash MasterCardUse of the PayPal Cash MasterCard is subject to eligibility, application, approval by PayPal and your acceptance of the terms.Please see our PayPal Cash MasterCard Cardholder Agreement

    Credit Card and Debit Card Link and Confirmation Table

    CurrencyFee
    Australian dollar2.00 AUD
    Brazilian real4.00 BRL
    Canadian dollar2.45 CAD
    Czech koruna50.00 CZK
    Danish krone12.50 DKK
    Euro1.50 EUR
    Hong Kong dollar15.00 HKD
    Hungarian forint400.00 HUF
    Israeli new shekel8.00 ILS
    Japanese yen200.00 JPY
    Malaysian ringgitNot Applicable
    Mexican peso20.00 MXN
    CurrencyFee
    New Taiwan dollar70.00 TWD
    New Zealand dollar3.00 NZD
    Norwegian krone15.00 NOK
    Philippine peso100.00 PHP
    Polish zloty6.50 PLN
    Russian ruble60.00 RUB
    Singapore dollar3.00 SGD
    Swedish krona15.00 SEK
    Swiss franc3.00 CHF
    Thai baht70.00 THB
    UK pounds sterling1.00 GBP
    US dollar1.95 USD

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